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BOON PLANET APP

Front end for a digital bank

native Android and iOS apps

In 2017 we built a digital bank to compete with Revolut and N26.

Functional Requirements

  • All standard banking functionalities
    Physical IBAN account in Euros Incoming/outgoing SEPA transfers SEPA Direct Debit P2P transactions Virtual + physical card and card management
  • Payment features
    Card provisioning for Apple Pay and Google Pay Wearables support
  • Personal finance management
    Categorization of transactions Category management
  • Multibanking
    Leveraging new PSD2 directive Allowing management of bank accounts from different banks
  • Partnership support
    Whitelabel—enable customization and co-branding for potential partners Future value-adding services - integration of 3rd party infrastructure (SDKs, API, etc.) with respect to app user and service provider country

UX Requirements

Create an immersive digital experience

Mobile banking app mockup

Combination of banking and payment services

Mobile banking app mockup

Frictionless flows

  • Simple and smooth onboarding process

  • Biometric authentication

Mobile banking app mockup

Selected tech stack

Selected tech stack

Team size

14

DEVs: 10 (5 Android, 5 iOS)
QAs: 4 (2 per platform)
Aut. engineers: 2

 

117 k

Code

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242k

lines of code later

The first neobank combining payment and full digital banking functionality.

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Simplifying payment as much as possible

supporting wearables:

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Banking features

SEPA transfers, scheduled payments, standing orders and direct debits

Instant P2P transfers between users

Personal finance management, transaction categorization, saving goals, income and spending overview

Multibanking - manage multiple accounts form different banks

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Banking app onboarding

Super simple onboarding process. Registration as easy as it gets - only takes a few minutes, ID and a video call.

Whitelabel banking app
Whitelabel banking app
Whitelabel banking app

White label

App architecture was created with whitelabel approach in mind - enabling creation of branded apps for corporate customers.

Results

More than

100K 

Users

Certification

Compliant

Time to launch

18

Months

Reviews

4+

Rating in App store

&  Google Play